Creating the Colorado Option!

We worked hard to pass the Colorado Option (HB21-1232), but the work doesn’t stop after a bill like this passes. Whether it’s, completing our survey, volunteering, sharing your story, or sharing this information with others, we need your help making the Colorado Option the strongest, most equitable health insurance plan possible!

Right now, the Colorado Division of Insurance is in the process of implementing the Colorado Option through multiple new regulations. We are working hard to ensure these regulations make copays/deductibles more affordable, and provide more services that address racial health inequities with no copays and improve access to care for all Coloradans.

The health care industry is going to work hard to influence this process, and it’s important to make your voice heard so that the Colorado Option will:

  • Make health insurance more affordable for Coloradans by lowering premiums
  • Decrease and control health care costs
  • Provide more and higher value health insurance options
  • Provide increased financial security for families

Here are ways to get involved:

Share why the Colorado Option is important to you!

Colorado Option one-pager

Learn more about the Colorado Option!

This survey will help us ensure Colorado Option plans meet the needs of Colorado communities, especially those that have been left out of health coverage.

Volunteer and phone bank with CCHI for the Colorado Option!

What Consumers Say!


Sign on to Support Strong Consumer Protections Against Surprise Medical Bills!

Many Coloradans gained protections from surprise bills under 2019 legislation we passed. However, not all Coloradans could benefit from these protections because some insurance plans are not regulated in our state (they are regulated federally). Late in 2020, Congress passed the Federal No Surprises Act to protect patients under all insurance plans. There are aspects of the state and federal laws that, when combined, could create confusion or leave some consumers without the protections they need.

That’s why this year, CCHI is working on a bill to align and ensure strong surprise billing protections between the state and federal laws for consumers.

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Take Action to Stop Surprise Medical Bills!

This spring, Colorado legislators created new and robust protections to stop surprise out-of-network medical bills and their egregious charges. Unfortunately, the new protections, which go into effect January 1, 2020, cannot protect ALL Coloradans. The new protections cannot apply to Coloradans who are insured through federally regulated health insurance plans. Only Congressional action can ensure all Coloradans share the same protections from surprise medical bills and their disastrous consequences.

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Colorado Consumer Health Initiative
303 E 17th Ave, Suite 400
Denver, CO 80203



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