The Affordable Care Act is working as intended. Before the ACA, rates were increasing at an average of 8% in the individual market and 4.6% in the small group market from 2007 to 2012. For next year we know that individual plans are on average only increasing 0.71% and small group plans are going up by 2.54%. Overall, this is only a 1.18% increase in rates from 2014 to 2015.
Check out our new infographic that explains, in both English and Spanish, health insurance eligibility for mixed status families. It breaks down qualifications for financial assistance (tax credit, Medicaid, and/or CHP+) by monthly incomes.