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Tell your Senators to Protect the Medical Loss Ratio

Health insurance agents and consumer advocates are the major combatants in a battle over a critical Affordable Care Act (ACA) provision that limits how much insurers can spend on administrative expenses as opposed to paying your health care bills.  This means when insurers fall below the minimum ratio of total health care pay-outs to total expenses--known as the medical loss ratio or MLR-- policyholders must be rebated the difference.

One Baby Boomer's Story: This can't be happening to me...

After retiring from a small division of an automotive company in the Midwest and moving to Colorado, I was faced with the inability to secure insurance because of a pre-existing condition. First, a little background about myself.

Support the Hospital Payment Assistance Act

Uninsured Coloradans need financial assistance information so they can responsibly pay their hospital bills.  Coloradans should not be afraid to seek the care they need when they need it because of fear of costs. The Hospital Payment Assistance Act, introduced in the Colorado Senate this week, would help working families who cannot afford insurance to responsibly pay their hospital bills.

How one Boomer Volunteer makes a difference!

One morning in January...

Just finishing a morning of exchanging emails with people in three different health care organizations, writing my congressperson, dropping a line to my legislator, corresponding with four fellow advocates, and communicating with three other people requesting information, I see the definition of volunteer advocacy.

Appealing Insurance Denials Does Make a Difference

by Debra Thomas

One day last September, I received a surprising email from CCHI, and the timing could not have been better.

I'd been sitting at my desk fuming, because I had just received a letter from Kaiser Permanente rejecting my application for health insurance. As a recent retiree who's too young for Medicare, I'd already been frustrated trying to find a reasonably priced individual policy, but this took the cake!

Dealing with Medical Debt? Tell us your story

Across the country, people like you and I are facing financial hardship because of burgeoning medical costs. We’ve heard it all before, but medical debt really is one of the leading causes of bankruptcy for Americans.  In fact, in 2007, 62% of all bankruptcies were related to medical bills.

Essential Health Benefits Stakeholder Meeting on January 18th

About Developing Colorado's Essential Health Benefits Package

January 18, 2012 at 10:30 AM
COPIC, Mile High Room, 7351 E. Lowry Blvd., Denver, 80230
Call-In:  1-888-330-9939 PIN# 632148#
Please see COHBE's announcement for more details.

The Affordable Care Act in 2011 and Beyond

With 2011 coming to an end, so has the first full year of implementation of the Affordable Care Act (ACA).  CCHI has been on the front lines in working with state and federal leaders to implement the ACA.  2011 included the passage of the Colorado Health Benefits Exchange Act (SB200), which authorized Colorado to create its own state-based health exchange.  The Colorado Health Benefits Exchange (known as "COHB

Consumers Underwhelmed by HHS Bulletin on Essential Health Benefits

On December 16th, the federal government released the first of its long awaited statements on the essential health benefits (EHB) package. The Affordable Care Act (ACA) lists 10 categories of health care benefits that must be included in the EHB and requires that the EHB’s scope be equal to the scope of benefits offered under a “typical employer plan.” In 2014, non-grandfathered plans in the individual and small group markets both inside and outside of the Exchange, Medicaid benchmark and benchmark-equivalent, and Basic Health Programs must all cover the EHB.

Wow, what a year!

What a year! I am taking a few minutes to remember all the things CCHI accomplished in 2011. For the past year, we’ve been working to ensure that Coloradans have access to the health care they need, when they need it.  As a statewide, non-partisan, non-profit coalition CCHI is a representative of our members at the legislature and in the community.

Support our work by contributing $15, $50 or $100 dollars online now. 



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