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Five Things to Know About Your Health Insurance Policy

by the Colorado Division of Insurance

Health insurance is important… and complicated, but consumers need to understand what they purchased.  Don’t wait for a crisis to find out what is and isn’t covered in your health insurance policy.  As people take the time to read their policies, the Division of Insurance (DOI) suggests the following five areas as key starting points to better understand health insurance.

Checks and Balances on Health Insurance Premiums

by Matthew Valeta, Health Policy Analyst 

Colorado health insurance companies have proposed their rate for the next year. We have been examining the rates to ensure that no unjustified costs are being put into consumers' premiums. As part of the rate review process in Colorado, the Division of Insurance reviews health insurance rate increases in the individual and small group market to ensure that they are not excessive.

Since 2008, rate review has saved Coloradans over $100 million dollars on their premiums.

Our Big Challenge: Learning to be an Informed Consumer of Healthcare

by Beverly Barsook, Guest Blog

Recently, I visited an eye specialist to discuss an elective eye procedure.  I had two options: do the procedure in a nearby facility or possibly have it done in the doctor's office. 

Extended Dental Benefits For Adults on Medicaid

By Lynn Doan, Strategic Engagement Fellow

Starting July 1, 2014, adults enrolled in Colorado Medicaid have access to new dental services, building upon a Medicaid benefit that became available in April of this year. The new dental benefit provides adults on Medicaid, age 21 and over, with up to $1,000 in dental services per state fiscal year. This is exciting news because access to regular dental care can prevent minor oral conditions from developing into more complex (and costly) health conditions.

Young Adults and Health Insurance: Be Prepared for the Unexpected

by the Colorado Division of Insurance

The Colorado Division of Insurance wants everyone to know about the importance of having health coverage, including young people. As younger folks tend to be healthier, they may ask, “Why do I need health insurance? Isn’t it just for sick people?” But health insurance is more than just about staying healthy; it’s about being prepared for the unexpected.

Coloradans are active. They ski, bike, climb mountains and don’t plan on getting hurt. Yet something as simple as a broken leg can cost several thousand dollars to treat.

For-profit companies can refuse to cover contraception

by Austin Montoya, Social Media and Online Coordinator

The US Supreme Court ruled on Monday in favor of Hobby Lobby, a craft store, and Conestoga Wood Specialties, a furniture store, saying that the for-profit corporations are not required to provide certain health benefits to their employees if it violates their religious beliefs under the Religious Freedom Restoration Act of 1993.

Obamacare Success: Most Coloradans Won’t See Big Premium Increases

by Matthew Valeta, Health Policy Analyst

Proposed 2015 health insurance rates are in and there is plenty of good news for Colorado’s consumers. Most insurers in Colorado’s individual market are proposing single digit increase and some consumers will even see their rates go down. 

Gold Medals for the CVC Speakers!

 

CCHI’s 6th annual CVC Conference: Going for the Gold! Celebrating Success and Training for the Future was fantastic! While celebrating the successes of Colorado’s first open enrollment period, people from all across Colorado and national speakers constructively discussed what we could do when preparing for the next open enrollment period and how we can tackle tough issues like affordability and health literacy. 

Hear Me Roar… for Health care

By Nina Roumell

“I am woman, hear me roar
In numbers too big to ignore
And I know too much to go back an’ pretend” Helen Reddy

We’ve made great strides in keeping women happy, healthy, and successful and National Women’s Health Week is a great time for us to celebrate. The week is a time to celebrate and empower women to make health a priority.

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